The Hard Truth: Why We Need a New Wealth Playbook

Black families hold just 15 cents for every dollar of wealth held by white families. Despite our talent, hard work, and economic contributions, systemic barriers and generational setbacks have kept wealth out of our hands. But we don’t have to accept this reality. We can take control, build lasting wealth, and empower the next generation.

9 Steps to Build Black Wealth is your no-nonsense, action-oriented blueprint for financial empowerment, designed specifically for Black individuals and families who are ready to break cycles of economic struggle and step into financial security and power.

Is This You?

  • You’re tired of living paycheck to paycheck with no real financial security. 
  • You feel overwhelmed by debt and unsure how to build lasting wealth. 
  • You want to give your children a better financial future but don’t know where to start. 
  • You’re ready to take action and follow a proven plan for Black wealth-building.

The Blueprint for Financial Power

This isn’t just another personal finance book. This is a movement. These 9 essential steps cover both short-term financial planning and long-term wealth preservation, giving you the tools to manage money wisely, build multiple income streams, improve credit, and ensure generational wealth through estate planning.

In 9 Steps to Build Black Wealth, You'll Learn:

  • How to create a realistic budget and live within your means. 
  • The importance of credit health and how to maintain a strong credit score. 
  • Strategies for saving and investing to grow your wealth over time. 
  • How to establish multiple streams of income to increase financial security. 
  • The essentials of estate planning to ensure generational wealth transfer.


These steps will equip you with the knowledge and tools to transform your financial future and that of your family. 


… and much more

Are You Ready to Change the Narrative?

It’s time to stop surviving and start thriving. You have the power to build a strong financial foundation for yourself and the next generation. 

Get Your Copy of 9 Steps to Build Black Wealth Now!  

Let’s reclaim our financial power. Because Black wealth matters.

About the Author


Kara Stevens, Ed.M., is a financial wellness expert, author, speaker, and the founder of The Frugal Feminista, a platform dedicated to helping women—especially women of color—heal their relationship with money and build generational wealth. 


With a background in education, curriculum development, and financial empowerment, Kara holds an Ed.M. from Columbia University’s Teachers College and has spent over 20 years as a pedagogue, school leader, and advocate for economic justice. Her work sits at the intersection of closing the achievement gap and the wealth gap, ensuring that education doesn’t just lead to higher incomes but to financial security and intergenerational wealth-building. 


Kara has been featured in Time, The Washington Post, Forbes, and Huffington Post for her expertise in financial wellness and economic equity. She has partnered with organizations like American Express, GoDaddy, Spotify, and the Department of Education to create culturally responsive financial literacy programs that help first-generation college graduates become first-generation wealth builders. 


Through The Frugal Feminista, Kara provides trauma-informed financial coaching, curriculum development, and strategic consulting for schools, corporations, and community organizations. Her work ensures that financial literacy is not just an individual journey but a family and community-wide transformation.


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Special one-time offer, only $9.99!
Once you understand your relationship with money, you are going to need some practical, DIY ways to make your money grow. This ebook gives you ten ways to immediately increase your income and ten strategies to immediately decrease your spending. When you apply at least five of these money hacks, your money will grow like crazy.

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Refund Policy for Online Courses, Products, and Programs: All sales of our downloadable online programs are final. Due to the digital nature of our products, we do not offer refunds or exchanges. Please review all details carefully before purchasing. If you have any questions about a program, feel free to reach out to kara@thefrugalfeminista.com before making your purchase.