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How to Start Slaying Credit Card Debt Without Extreme Budgeting, Burnout or Sacrificing Your Entire Lifestyle

LIVE WORKSHOP FOR BIPOC WOMEN - The LIVE workshop officially begins Tuesday, June 30th, and Wednesday, July 1st at 4 pm PT | 7 pm ET | 11 pm GMT.
This is the exact system I used to eliminate over $40,000 of debt in just 2 years. And no — I didn’t stop living my life.

I still traveled to beautiful places like Tobago.

I still got my nails done.

I still enjoyed my matcha teas.

-J. Radiance

A member of The Abundance Army (The Frugal Feminista's 60k+community of BIPOC women)

It truly transformed my money mindset! After my divorce, I have more money saved than ever, refinanced my home, tremendously increased my credit score and chose to be much more intentional with the money that now flows to me more than ever! Thank you @frugalfeminista, Kara!! GET ANYTHING SHE TEACHES!! You won’t regret it!!”

-Delina Pryce McPhaull

A member of The Abundance Army (The Frugal Feminista's 60k+community of BIPOC women)

An amazing journey. Her penetrating questions have led to remembering things I hadn't thought about. I've been recommending Kara's teachings to everyone.

I believe true financial freedom isn’t built through punishment.

It’s built through strategy, consistency, and healing your relationship with money.

Debt doesn’t just drain your bank account. 

It drains your peace of mind too. 

I know what it feels like to feel anxious before checking your bank balance. 

To feel uneasy every time an unknown number calls your phone. 

That’s exactly why I created this workshop. So you can finally stop feeling trapped by debt and start building a future that feels peaceful, abundant, and financially secure.

What You'll Discover

This is NOT one of those passive workshops where you just learn about debt. We’re going to start putting a real plan in place for your future.


My goal is that by the end of this 2-day workshop, you’ll feel: 

  • clear 
  • empowered 
  • emotionally lighter and genuinely excited about your financial future again. 


 Maybe for the first time in a very long time.

Inside this live virtual 2-day workshop, I will walk you through:

  •  The simple debt elimination system I used to pay off over $65,000 in student loan and credit card debt.


  • Why shame-based budgeting fails most women long-term 


  •  The biggest myths around “good debt” vs. “bad debt”


  • A flexible strategy for eliminating debt — even with inconsistent income 


  • The emotional side of debt that most financial experts completely ignore 


  • How to save money AND eliminate debt at the same time 


  • How to protect yourself from debt collectors and financial stress 


  • How self-made wealthy women think differently about money 


  • How to stop repeating the same financial cycles 


  • How to build stronger credit while paying down debt 

  •  The strategy that helps women stay OUT of debt permanently

Hi! I'm Kara and Welcome to The Frugal Feminista Movement

I'm a former NYC classroom teacher, education administrator, founder of The Frugal Feminista and author of heal your relationship with money. 

My work has been featured across respected media outlets like Time, Forbes, ESSENCE, EBONY, The Huffington Post, and The Washington Post.

Not only did I eliminate over $65k worth of student loan debt and credit card debt, $40k of which she did in 2 years. 

I've taught my savings and debt elimination strategies to over 60k BIPOC women teaching them to collectively eliminate over $500k of debt and establish the building blocks of an unbreakable financial foundation. 

Kadidja Y.

A member of The Abundance Army

"Before taking Kara's classes or reading her books, I wasn't even looking at my bills or saving. But now, I save every month even when it's hard. I paid off debt and my credit score jumped by 100 points."

This Workshop is For You If:

  • You feel anxious every time you check your bank account 
  • You make money… but still feel financially stuck
  • You’re carrying credit card debt, student loans, or personal debt that feels overwhelming
  • You’re exhausted from budgeting systems that never seem to stick
  • You want financial freedom WITHOUT sacrificing your entire lifestyle
  • You’re ready to stop surviving and start building a future you actually feel excited about
Your Future Can Be Completely Different From Your Past
Debt may be part of your current reality… but it does NOT have to define your future. 

The stress. 
The anxiety. 
The overwhelm. 
The constant pressure. 

There is another way. 

And it starts with finally believing financial freedom is possible for you too.
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  • 1xCredit Card Debt Workshop$27
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